Life Insurance
Our company understands the need to protect the important parts of your life. That is why we offer only the best services to make sure everything you love is kept safe and secure. Take a look at the different services we provide and get started on insuring your future today.
Life is complicated.
We’re here to make things simple.
Insurance can be complicated enough—you need a partner who will help you simplify the complex, make clear recommendations based on returns to you, and help you find the best path forward. At Premier Insurance Network, we’re here alongside you, every step of the way.
What Is Life Insurance?
Life insurance is the one form of insurance policy that has nothing to do with protecting you, but financially protecting your beneficiaries if you die. There are several different kinds of life insurance, but the most common are term insurance and permanent insurance.
Term life insurance- provides only protection and flexible premiums for a specific period of time, during which, if you die, your beneficiaries will be awarded a benefit. People usually opt for term life insurance until they reach a point where they consider it “safe” to withdraw, such as when their home is paid off or their children graduate from college.
Permanent life insurance- provides lifelong protection to beneficiaries and is priced for you to keep over a long period of time. This type of insurance acquires cash value, and the premiums are usually fixed.
Why Is Life Insurance Important?
Life insurance is important to different people for different reasons. Some people may opt to never have life insurance at all. Depending on your financial goals and family situation, your policies and premiums will differ. If you’re afraid of leaving behind a large debt or taking a safety net away from your beneficiaries, you may want to consider buying life insurance.
Get Covered
Purchasing life insurance from our providers gives you a variety of options, including the following:
- Income replacement during working years
- Wealth transfer
- Preservation
- Tax-deferred Wealth Accumulation
- Income protection
Insure your future today.
Want To Learn More About Medicare?
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